Not yet classifiedBKKY
Biju Krushak Kalyan Yojana (BKKY)
A health insurance scheme by the Government of Odisha providing financial support for healthcare and accident coverage to farmer families.
NOTICE
This service is free. We will never ask for payment. If anyone offers to apply on your behalf for a fee, they are not us.
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Up to ₹₹1,00,000
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Official fee
₹0 — completely free
Registration and issuance of the BKKY health card is entirely free of charge for eligible farmers.
Beware of lookalike portals
Apply only through the official Krushak Odisha portal or government-authorized common service centers. Do not pay any private agents claiming to speed up approval.
Only the "Apply on official portal" button above leads to the verified government site.
Highlights and Media
Key Highlights
Cashless Health Treatment
Provides cashless hospitalization and medical treatments at all empanelled hospitals.
Accident Insurance Cover
Includes financial coverage for accidental death or permanent disabilities.
Low Premium Burden
The government subsidizes the bulk of the insurance premium to minimize cost for farmers.
BKKY Annual Coverage Limits
Comparison of maximum benefits per family per year
Basic Health Coverage
₹30,000 per familyCovers medical expenses and secondary care hospitalization under standard packages.
Critical & Accident Top-up
₹70,000 additionalAdditional buffer coverage for critical illnesses and major accidental injuries.
Who is eligible
- Eligible agricultural household or farmer residing in Odisha.
Eligibility rules · v1 · effective 1 January 2020
Who is not eligible
- BKKY benefits are open to active farming households in Odisha.
How to apply
Register on Krushak Odisha Portal
Farmers register and update their profile on the Krushak Odisha database online or through common service centers.
Typical duration · 10 days
Apply for BKKY Health Card
Submit health insurance application form along with Aadhaar and farmer identification details to the block development office.
Typical duration · 15 days
Card Issuance & Activation
Eligible farmers receive their BKKY Health Insurance Card, enabling cashless treatments at empanelled hospitals.
Typical duration · 15 days
Sources
- Biju Swasthya Kalyan Yojana, Government of OdishaMINISTRY_PORTAL · Fetched 5 July 2026
Additional Details
Biju Krushak Kalyan Yojana (BKKY) is a flagship health and accident insurance scheme introduced by the Government of Odisha to support farmer families across the state. Under BKKY, enrolled beneficiaries receive low-cost, comprehensive health insurance coverage to protect against catastrophic health expenditures. The scheme covers medical expenses, hospitalization, and accidental benefits through an empanelled network of public and private hospitals, including Community Health Centres (CHCs). Managed in collaboration with leading insurance providers, BKKY ensures that rural agricultural families have access to quality healthcare without facing financial hardship.