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National Rural Livelihood Mission
A poverty alleviation programme (now DAY-NRLM) promoting self-employment through Self-Help Groups (SHGs) for the rural poor.
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Official fee
₹0 — completely free
Forming SHGs, basic training, and bank linkage counseling are completely free under DAY-NRLM rules.
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Highlights and Media
Key Highlights
Self-Help Groups (SHGs)
Organizes rural poor into strong affinity groups to promote savings, self-help, and mutual aid.
Financial Linkages
Direct bank credit linkages and interest subvention to make low-cost loans accessible to rural entrepreneurs.
Skill Training & Placements
Vocational skill training mapped to job market demands alongside mentoring for micro-enterprises.
DAY-NRLM Livelihood Pillars Share
Focus allocation across key livelihood enhancement channels
Who is eligible
- Applicant household resides in a rural area within a covered state.
Eligibility rules · v1 · effective 3 June 2011
Who is not eligible
- The scheme is open to all domestic declarants across Indian states.
How to apply
Form Self-Help Group (SHG)
Form a group of 10-20 rural women or eligible individuals and open an SHG bank account.
Typical duration · 10 days
Revolving Fund and Micro-Credit
Apply for Revolving Fund (RF) and Community Investment Fund (CIF) through local Block offices.
Typical duration · 30 days
Livelihood Training & Startup Support
Access skill development training and register micro-enterprises with bank linkage support.
Typical duration · 15 days
Sources
- DAY-NRLM Aajeevika Portal — Ministry of Rural DevelopmentMINISTRY_PORTAL · Fetched 5 July 2026
Additional Details
The National Rural Livelihood Mission (NRLM), restructured and renamed as Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM), is a flagship poverty alleviation programme of the Ministry of Rural Development, Government of India. The mission aims to mobilize rural poor households into Self-Help Groups (SHGs) and build institutional platforms that enable them to access financial services, enhance their skills, establish micro-enterprises, and secure sustainable livelihood opportunities.