MSMEPM_VISHWAKARMA
PM Vishwakarma
For traditional artisans and craftspeople in 18 trades (carpenter, blacksmith, potter, tailor and more): free skill training with a daily stipend, a Rs 15,000 toolkit, and a collateral-free loan up to Rs 3 lakh. Apply on the PM Vishwakarma portal.
NOTICE
This service is free. We will never ask for payment. If anyone offers to apply on your behalf for a fee, they are not us.
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Up to ₹₹3,00,000
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Apply on official portalOpens the official portal · We never charge
Official fee
₹0 — completely free
There is no fee to apply for PM Vishwakarma. Registration, training, the toolkit incentive, and the loan application are all free.
Beware of lookalike portals
Only use the official portal at pmvishwakarma.gov.in or a recognised Common Service Centre. Ignore lookalike sites or agents who promise faster approval for a payment, and never pay anyone to apply on your behalf.
Only the "Apply on official portal" button above leads to the verified government site.
Highlights and Media
Key Highlights
Toolkit Voucher
Receive a voucher of ₹15,000 to purchase modern tools after completing basic training.
Credit Support
Get low-interest loans (5% rate) up to ₹3 Lakh in two tranches to expand your enterprise.
Artisan Training
Get free skill training along with a daily stipend of ₹500 for the duration of the training.
PM Vishwakarma Benefits Journey
Step-by-step training, incentives, and credit support milestones
Step 1: Enrolment & Verification
Free EnrolmentTrade registration via biometric CSC centres, verified by Gram Panchayat, District, and State screening committees.
Step 2: Basic Skill Training
₹500 / day stipend5 to 7 days of basic skill upgrade course. Includes a digital PM Vishwakarma Certificate and ID Card.
Step 3: Toolkit Incentive
₹15,000 GrantOne-time toolkit incentive voucher of ₹15,000 to purchase modern machinery and tools for your trade.
Step 4: Loan Tranche 1
Up to ₹1 Lakh (5% Interest)Collateral-free enterprise expansion loan with 18-month repayment period, backed by government interest subvention.
Step 5: Loan Tranche 2
Up to ₹2 Lakh (5% Interest)Additional collateral-free loan with 30-month repayment, available upon successful repayment of Tranche 1.
Who is eligible
- You work in one of the 18 traditional artisan or craft trades this scheme supports.
- You can receive skill training with a daily stipend, a Rs 15,000 toolkit incentive, and a collateral-free loan up to Rs 3 lakh.
- Applying is free and you handle it yourself on the official portal.
Eligibility rules · v1 · effective 17 September 2023
Who is not eligible
- This scheme is for traditional artisans and craftspeople in 18 hand-skill trades. If you work in one of these trades, set your profile to artisan to check your fit.
How to apply
Verify and register
Complete Aadhaar and mobile verification, then register your trade as an artisan, usually with help from a Common Service Centre.
Typical duration · 1 day
Get verified
Your application is checked at the local, district, and screening committee levels to confirm you are an eligible artisan.
Receive your certificate
Once approved, you get your PM Vishwakarma digital certificate and ID confirming your enrolment.
Train and access benefits
Attend the 5-7 day basic training with the daily stipend, claim the Rs 15,000 toolkit incentive, and apply for the collateral-free loan.
Sources
- PM Vishwakarma — official portalMINISTRY_PORTAL · Fetched 5 July 2026
- PIB — PM Vishwakarma scheme (18 trades; training, toolkit, collateral-free loan)PIB_RELEASE · Fetched 5 July 2026
Additional Details
PM Vishwakarma, launched on 17 September 2023, supports traditional artisans and craftspeople working in 18 trades, such as carpenters, blacksmiths, goldsmiths, potters, cobblers, and tailors. The scheme runs from FY2023-24 to FY2027-28 with an outlay of Rs 13,000 crore.
If you qualify, you get 5-7 days of basic skill training with a stipend of Rs 500 per day, a Rs 15,000 incentive to buy a toolkit, and a collateral-free Enterprise Development Loan of up to Rs 3 lakh. The loan comes in two parts: first Rs 1 lakh, then Rs 2 lakh once you have repaid on time. Interest is fixed at 5%, with an 8% government interest subvention. You can also earn Re 1 for each digital transaction, for up to 100 transactions a month.
Applying to PM Vishwakarma is completely free. You should never pay an agent or middleman to apply for you. Use the official portal listed below and complete the steps yourself or with help from a verified support centre at no charge.