Not yet classifiedPMFBY
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Provides subsidized comprehensive crop insurance cover to farmers against crop yield failures due to non-preventable natural calamities, pests, and diseases.
NOTICE
This service is free. We will never ask for payment. If anyone offers to apply on your behalf for a fee, they are not us.
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Official fee
₹0 — completely free
PMFBY enrollment is free, but you must pay the regulated, subsidized premium cap (e.g. 1.5% or 2%) to active the crop insurance policy.
Beware of lookalike portals
Only enroll via pmfby.gov.in, CSC centers, or banks. Do not pay any agent claiming to guarantee quick claim payouts or settlement approvals.
Only the "Apply on official portal" button above leads to the verified government site.
Highlights and Media
Key Highlights
Subsidized Premium Rates
Farmers pay a maximum premium of 1.5% for Rabi, 2% for Kharif, and 5% for commercial/horticultural crops.
Comprehensive Risk Cover
Covers yield loss, prevented sowing, localized calamities, and post-harvest damage.
Direct Claim Settlement
Subsidies and claims are directly credited to the farmer's linked bank account.
Premium Rate Slabs
Slab-wise premium cap paid directly by the farmer
Foodgrains and oilseeds cultivated during the winter season.
Foodgrains and oilseeds cultivated during the monsoon season.
Annual commercial crops, spices, and horticultural plantations.
Who is eligible
- Eligible farmer cultivating notified crops in notified areas.
Eligibility rules · v1 · effective 1 January 2020
Who is not eligible
- Agricultural crop insurance is open to operating farmers and units.
How to apply
Select Crop and Area details
Log on to the PMFBY portal (pmfby.gov.in) or visit the nearest bank branch/CSC center. Input details of the cultivated crop and land survey numbers.
Typical duration · 1 day
Pay Subsidized Premium
Calculate and pay the subsidized premium rate (ranging from 1.5% to 5.0% depending on crop type).
Typical duration · 1 day
Receive Premium Receipt and Policy Number
Upon payment validation, the portal generates a premium receipt and policy schedule number confirming crop cover.
Typical duration · 2 days
Sources
- Ministry of Agriculture and Farmers Welfare, Government of IndiaMINISTRY_PORTAL · Fetched 5 July 2026
Additional Details
Pradhan Mantri Fasal Bima Yojana (PMFBY) is an agricultural crop insurance scheme launched by the Government of India. Formulated in line with the 'One Nation, One Scheme' theme, it provides comprehensive insurance coverage for food crops, oilseeds, and annual commercial/horticultural crops.
The scheme aims to stabilize the income of farmers by providing financial support in the event of crop loss due to natural perils such as drought, floods, dry spells, pests, localized calamities, and post-harvest damage (up to 2 weeks). Enrollment is completely voluntary for all farmers, including those availing crop loans.