Not yet classifiedPMAYG

Pradhan Mantri Gramin Awas Yojana

A central government initiative to provide structural and financial support for building pucca houses for rural households living in kutcha or dilapidated houses.

SubsidyRural ArtisanExisting Micro / MSME
Benefit
₹1,20,000 – ₹1,30,000
Typical lead time
Phase
Benefits

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₹1,20,000 – ₹1,30,000

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Highlights and Media

Audio Summary Guide

PMAY-G Audio Overview Guide

Generated via NirmanKit AI Voice

0:001:37

This AI-generated podcast overview simplifies complex scheme documents. Refer below for official text.

Key Highlights

Financial Housing Aid

Provides up to ₹1.30 Lakh in subsidies directly to the beneficiary's bank account.

Basic Amenities Integration

Converges with other schemes for free gas, water tap, electricity, and toilet installations.

Financial Assistance Slabs

Direct bank transfer amounts based on regional terrain

Range / Slab
Guarantee Fee / Value
Plain Areas

Standard subsidy amount for construction of a permanent pucca house.

₹1,20,000
Hilly / Difficult / LWE Areas

Enhanced subsidy amount for difficult terrains and Left Wing Extremist districts.

₹1,30,000

Who is eligible

  • The household meets the housing deprivation criteria of PMAY-G.

Eligibility rules · v1 · effective 1 January 2020

Who is not eligible

  • PMAY-G benefits are only applicable within Indian states and union territories.

How to apply

  1. Identification & Registration

    Beneficiary registration through the Gram Panchayat or the Awaas+ mobile application based on deprivation data.

  2. Gram Sabha Verification

    The local Gram Sabha verifies the registration details and confirms inclusion or exclusion criteria.

  3. Installment Disbursements

    Funds are transferred via Direct Benefit Transfer (DBT) in three progress-linked stages (Sanction, Plinth level, Roof level).

Sources

Additional Details

Pradhan Mantri Gramin Awas Yojana (PMAY-G) is a flagship social welfare programme under the Ministry of Rural Development, Government of India, aimed at providing housing for the rural poor. The scheme provides financial assistance of ₹1,20,000 in plain areas and ₹1,30,000 in hilly, difficult, and LWE (Left Wing Extremism) areas for construction of houses. Under PMAY-G, beneficiaries are identified based on Socio-Economic and Caste Census (SECC) data, followed by verification by Gram Sabhas. Houses built under this scheme are equipped with essential amenities like clean drinking water, electricity (via Saubhagya), toilets (via Swachh Bharat Mission), and clean cooking gas (via Ujjwala Yojana) through convergence with other government programs.

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