Not yet classifiedPRADH
Pradhan Mantri Vishwakarma Kaushal Samman Yojana
A central scheme by the Government of India providing holistic skill training, toolkit incentives, and low-interest enterprise loans to traditional artisans and craftspeople.
NOTICE
This service is free. We will never ask for payment. If anyone offers to apply on your behalf for a fee, they are not us.
Learn more →Ready to apply?
Non-monetary
Add to my roadmapBuild a step-by-step plan tailored to your profile
Apply on official portalOpens the official portal · We never charge
Highlights and Media
Key Highlights
Toolkit Grant & Stipend
Provides a ₹15,000 toolkit e-voucher alongside a ₹500 daily stipend during skill training.
Concessional Credit Support
Collateral-free loans up to ₹3 Lakh at an attractive 5% concessional interest rate.
Credit Tranches Slabs
Comparison of first and second loan pathways under the scheme
First Loan Tranche
Up to ₹1 Lakh (18-Month Repayment)Available upon completing basic training, at 5% interest rate.
Second Loan Tranche
Up to ₹2 Lakh (30-Month Repayment)Available upon standard repayment of the first tranche and digital transaction adoption.
Who is eligible
- The artisan/entity meets traditional trade parameters.
Eligibility rules · v1 · effective 1 January 2020
Who is not eligible
- PMVKSY requires an active operating traditional artisan or craftsperson.
How to apply
Online Registration & Verification
Register on the PM Vishwakarma portal at a CSC and complete three-step verification (Gram Panchayat, District, and Screening Committee).
Skill Training & Toolkit Incentives
Undergo 5-7 days of basic skill training with a ₹500 daily stipend, and receive a ₹15,000 e-voucher for toolkits.
Collateral-free Loan Access
Apply for the first credit tranche of up to ₹1 Lakh, followed by a second tranche of up to ₹2 Lakh upon successful repayment.
Sources
- Ministry of Micro, Small and Medium Enterprises, Government of IndiaMINISTRY_PORTAL · Fetched 5 July 2026
Additional Details
The Pradhan Mantri Vishwakarma Kaushal Samman Yojana (PMVKSY / PM Vishwakarma) is a central sector scheme designed to support traditional artisans and craftspeople across 18 designated trades. It provides end-to-end support including skill upgradation (basic and advanced training with a daily stipend), toolkit e-vouchers up to ₹15,000, collateral-free credit support up to ₹3 Lakh at an interest rate of 5%, and marketing/brand promotion assistance.