Not yet classifiedUJWAL

Ujwal DISCOM Assurance Yojana (UDAY)

A financial turnaround and revival package for electricity distribution companies (DISCOMs) to improve operational and financial efficiency.

OtherExisting Micro / MSME
Benefit
Non-monetary
Typical lead time
Phase
Benefits

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Official fee

₹0 — completely free

There is no fee for participating in the UDAY scheme as it is a government policy program for utility revival.

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Ensure all official announcements are verified through the Ministry of Power website (powermin.gov.in) or respective State Energy Departments. Do not pay any consultants claiming to secure direct financial grants.

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Highlights and Media

Audio Summary Guide

Ujwal DISCOM Assurance Yojana (UDAY) Audio Guide

Generated via NirmanKit AI Voice

0:001:40

This AI-generated podcast overview simplifies complex scheme documents. Refer below for official text.

Key Highlights

Debt Takeover by States

State governments take over 75% of the outstanding DISCOM debt by issuing sovereign bonds.

DISCOM Bond Issuance

Remaining 25% of the debt is restructured or paid back through bonds issued by DISCOMs.

Operational Efficiency

Compulsory smart metering, feeder segregation, and network upgrades to reduce AT&C losses.

UDAY Debt Restructuring Breakdown

Distribution of outstanding DISCOM debt restructuring responsibilities

State Government Takeover

75% of Debt

Taken over by participating State Governments via sovereign bonds.

DISCOM Bond Issuance

25% of Debt

DISCOMs issue bonds backed by state guarantees for the remaining balance.

Who is eligible

  • Eligible state-owned or participating electricity distribution company (DISCOM) aligned with UDAY guidelines.

Eligibility rules · v1 · effective 1 January 2020

Who is not eligible

  • UDAY is open to active and operational state-owned or private electricity distribution utilities.

How to apply

  1. State Tripartite Agreement Signing

    The State Government, Ministry of Power, and the respective State DISCOM sign a tripartite Memorandum of Understanding (MoU) to formally join UDAY.

    Typical duration · 60 days

  2. Debt Restructuring & Bond Issuance

    State Government takes over 75% of the DISCOM debt by issuing sovereign bonds, and DISCOM issues bonds for the remaining 25% debt.

    Typical duration · 90 days

  3. Implementation of Operational Milestones

    DISCOMs implement compulsory smart metering, feeder segregation, and upgrade sub-transmission networks to reduce AT&C losses.

    Typical duration · 180 days

Sources

Additional Details

Ujwal DISCOM Assurance Yojana (UDAY) is the financial turnaround and revival package for electricity distribution companies (DISCOMs) initiated by the Government of India in November 2015. The scheme is designed to find a permanent solution to the financial distress of the power distribution sector. Under UDAY, state governments take over 75% of the outstanding debt of their respective DISCOMs (as of September 30, 2015) by issuing sovereign bonds, while the remaining 25% is restructured or paid back via bonds issued by the DISCOMs themselves. The scheme is optional and aims to drive operational efficiency improvements, reduction of cost of power, reduction of interest cost, and enforcing financial discipline on DISCOMs through state alignment.

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